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5 Crafty Homemade Christmas Gifts For Your Loved Ones

With Christmas just around the corner, people are scrambling to get their holiday shopping done. If you’re sick and tired of the usual gifts, though, why not try your hand at these homemade Christmas gifts?

 

Homemade Christmas Gifts That Will Show You Care

There is nothing wrong with buying Christmas presents for your friends and family. But, if you want to go that extra mile and show your loved ones you truly appreciate them, putting in your time and effort is the way to go. Roll up your sleeves and prepare to use some elbow grease on these homemade Christmas gifts.

 

1. Citrus Marmalade

Nothing says homemade gift for Christmas like a delicious marmalade you make in your own kitchen. Here’s a recipe that will surely impress.

Ingredients:

  • easy diy christmas gifts4 large naval oranges, divided
  • 2 medium grapefruit
  • 2 limes
  • 5 cups granulated sugar
  • 2 star anise
  • 1 pouch (3 oz) liquid pectin
  • 1 1-inch piece ginger, smashed
  • 1/8 tsp baking soda

 

Directions:

  1. Peel two oranges, the grapefruit, and the limes. Set aside. Cut the peels into thin strips.
  2. In a large Dutch oven over medium heat, pour 1 1/2 cups of water. Add in the peels and baking soda. Bring to a simmer and then lower the heat. Simmer for 18 to 20 minutes with the lid on.
  3. Peel the remaining oranges. Remove the white pith from all of the peeled oranges as well as the grapefruit. Separate the fruit into sections, removing the membranes and seeds. Chop the fruit and place in a bowl.
  4. Add the fruit, juice, ginger, and star anise to the Dutch oven. Simmer for another 15 minutes with the lid on. Add sugar and turn up the heat to high. Bring to a rolling boil before adding pectin. Boil again for about 10 to 15 minutes or until a candy thermometer reads 220°F.
  5. Turn off the heat. Remove the foam that forms on the surface. Remove the ginger and star anise.
  6. Transfer the cooked marmalade into small jars and allow to cool completely before screwing in the lids. Place in the refrigerator to chill before giving out as gifts.

 

2. Santa Slime

If you can’t think of easy DIY Christmas gifts, this holiday slime is something you can make with common household items. It’s especially perfect for kids but works for all ages.

Materials:

  • 4 cups unscented shaving cream
  • Red glitter glue
  • 1/4 cup water
  • 2 tbsp contact solution
  • Liquid red food coloring
  • 1/2 tsp baking soda

 

Directions:

  1. In a bowl, pour in the bottle of red glitter glue. Add water to the same bowl. This will make the slime stretchier.
  2. Add the baking soda and mix well. Add the shaving cream and mix again.
  3. To make the color deeper, add the red food coloring using a spoon. Add a little at a time until the slime turns into the shade you want. Mix well.
  4. Gradually add the contact solution and mix slowly. Add only a teaspoon at a time and knead. Stop when you have reached the consistency you want. Good slime is not too sticky.
  5. Add the finished slime into a jar. Decorate the jar (a popular choice is to dress it like Santa).

 

3. Pine-Scented Candle

If you’re looking for DIY Christmas gifts for coworkers, this pine-scented candle is easy to make and smells good, to boot.

Materials:

  • diy christmas gifts for momWeck jars
  • 10 cups soy wax chips
  • Green dye
  • Pine-scented candle oil
  • Candle wicks
  • Small wooden sticks

 

Directions:

  1. Place the soy wax chips in a heavy pot. Melt it over medium heat. Once melted, add drops of pine-scented candle oil and mix well. Pour the melted wax into two heat-proof bowls (the bowls should have pouring spouts to make it easier). Divide it evenly between the bowls.
  2. Add drops of green dye into one of the melted wax bowls. Use just enough to get the shade of green you want.
  3. Place the wick at the bottom of the candle jar. The wick might move around, so you can glue the wick to the bottom to secure it. Alternatively, you can wrap the top of the wick around a twig or stick. Place the twig or stick on the rim of the jar. This will keep it in place.
  4. Pour the melted white wax into the jar. Let it dry. You can place it in the refrigerator so it can dry faster. Then, pour the melted green wax on top of the dried white layer. Repeat this step until you have filled the jar. You can do as many layers as you want and as thick as you want each layer to be.
  5. Remove the stick and cut the wick to the appropriate height. Pop the lids on.
  6. Optional: wrap in gift wrapper before handing them out to recipients.

 

4. Snow Globes

Materials:

  • Glass jars with screw-on lids
  • Distilled water
  • Glycerin
  • Epoxy
  • Plastic or ceramic figurines
  • Tinsel glitter
  • Sandpaper

 

Directions:

  1. Clean all of the jars and dry them thoroughly. Wipe the jars using a lint-free cloth to remove any fingerprints or smudges.
  2. Sand down the underside of the lids. Then, take your figurine of choice and glue it to the underside of the lid using epoxy. Complete with the rest of the lids. Let them dry completely.
  3. Pour distilled water into the jars. Make sure not to overfill the jar so that the figurines still have room.
  4. Add a small drop of glycerin to each filled jar. The glycerin will help suspend the glitter to give you that snowy effect.
  5. Add the tinsel glitter to the jars. Make sure not to add just enough to achieve that snowy effect while still keeping the figurine visible.
  6. Screw on the lids with the attached figurines so that the figurines are inside the jars. Close the lids tightly. This way, no water or glitter will escape the jar when you shake it.

 

5. Bubble Bars

When it comes to DIY Christmas gifts for mom, these bubble bars are a sure winner.

 

Ingredients:

  • 1 cup baking soda
  • 1 cup sodium lauryl sulfoacetate
  • 1/3 cup corn starch
  • 1/3 cup vegetable glycerin
  • 1 tbsp coconut oil
  • 1/3 cup cream of tartar
  • 1 tbsp water
  • 20-30 drops any essential oil
  • Natural soap dye

 

Directions:

  1. Strain all of the dry ingredients through a fine mesh sieve. Combine them all in a bowl and mix thoroughly.
  2. In a separate bowl, pour all the wet ingredients in, including the essential oils.
  3. Pour the wet ingredients into the bowl with the dry ingredients. Use your hands to mix them until it reaches a crumbly consistency.
  4. Divide the soap dough into two and place them in different bowls. Add one color soap dye to one bowl and another to the other bowl. Combine well so that it colors evenly.
  5. Transfer one bowl of dough to parchment paper. Shape it into a vertical rectangle, flattening it to ensure an even surface (about 1/2-inch thick). It should have no cracks or gaps.
  6. Transfer the second bowl of the dough on top of the flattened rectangle. Flatten it again so that you have two layers of different colors.
  7. Grab two edges of the parchment paper and lift. Then, start rolling the soap dough in on itself as if you were making a cake roll, pressing together any cracks that form along the way.
  8. Slice the soap roll into 1- to 2-inch thick pieces. Make sure to do this with a gentle hand so that the soap retains its shape.
  9. Line the slices up on parchment paper or a tray. Let dry for 72 hours.

 

Happy Gift Giving!

Homemade Christmas gifts are the best kinds of gifts. They show your loved ones that you care about them enough to put in the time and work. Plus, hand-crafted gifts are always great when you’re in a pinch or on a budget.

 

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What Is An HOA Attorney? When Do You Need One?

Homeowners associations can run into all sorts of legal problems and liability. Rather than attempting to resolve these issues on their own, associations will benefit from hiring an HOA attorney.

 

What Is an HOA Attorney?

An HOA attorney is simply an attorney who has experience or specializes in dealing with homeowners associations. Believe it or not, there are many legal issues that associations can encounter. These can range from Fair Housing disputes to homeowner lawsuits. And an attorney can greatly help manage all of these.

 

hoa attorneyWhat Does an HOA Attorney Do?

An attorney can perform a plethora of responsibilities, from reviewing documents to advising the board. But, it can still depend on the types of services an association ends up paying for. That said, here are the ways an HOA attorney can be of service.

 

1. Interpret the Law and the Governing Documents

Homeowners associations are typically led by volunteer members of the community. More often than not, these members don’t have sufficient legal experience, which can result in a variety of legal violations.

A homeowners association attorney can help HOA boards interpret both the law and the HOA’s governing documents. There are many federal laws that apply to homeowners associations, and even more at the state and local levels. As such, it is best to seek an attorney who practices in the state where the HOA is located.

 

2. Create New Policies and Amend Governing Documents

Board members will sometimes craft new rules or policies to help keep the community in good shape. Other times, they will need to amend the governing documents to change existing rules. Either way, there is a lot of legalese to get through, and an attorney can help draft and review all of these changes. An attorney can also make sure that new policies or amendments don’t conflict with any laws or existing provisions.

 

3. Collect Unpaid Dues

hoa lawyerIn HOA communities, homeowners pay regular dues to the association. Unfortunately, no HOA is immune to the occasional (or frequent) delinquency here and there. An HOA board can’t allow delinquencies to pile up without taking action as it is unfair to paying homeowners. Moreover, without the needed cash inflow, the association won’t be able to pay for expenses.

An HOA attorney can help with dues collection, too. Associations will often refer the delinquent account to an attorney. Associations can also file lawsuits against the homeowner or place a lien on the property. This can even lead to foreclosure proceedings, which an attorney can also assist with.

 

4. Represent the Association in Litigation

It is best to resolve any disputes internally. As much as possible, HOA boards should avoid going to court because it is a time-consuming and costly process. Additionally, it could create more bad blood between the board and the homeowners in the community. Not to mention, media coverage may paint the HOA in a bad light.

When a case does go to court, though, the association will need an attorney to represent it. An attorney will not only defend the association or the HOA board in court but will also take care of the entire legal process. This includes gathering supporting evidence and going through discovery. Of course, one thing that every HOA board should have is D&O insurance. This coverage will reduce the financial burden on the association when directors and officers are sued.

 

5. Provide Legal Advice to the Board

Even when the board isn’t creating new policies, collecting delinquencies, or going to court, HOA attorneys still provide a lot of value. At the bare minimum, an attorney can offer expert advice on legal matters concerning the association. If a board member has a question about something that may put the HOA in legal jeopardy, they can easily refer to their attorney. When in doubt, seeking legal advice from an HOA attorney is always best.

 

How to Hire an HOA Lawyer

When looking for an attorney for your association, there are a few considerations to make. First of all, you must evaluate your needs. Understand what services your association requires or desires. Smaller associations don’t tend to have a huge need for legal counsel because legal issues are few and far between. However, larger associations might face legal issues more often.

homeowners association attorneySecondly, you must consider your budget. Lawyer fees can vary greatly, and the more well-known firms will obviously charge more. Make sure to check your budget to see how much your association can spend on an attorney.

Finally, you must take reputation into account. An attorney who has a bad reputation or who has faced issues with clients before is definitely not someone you want to hire. Attorneys deal with a lot of issues and information, and most of them are confidential. Thus, you must seek an honest attorney you can trust.

After considering all the above, the next step is to look for an attorney that fits your matrix. If your association employs an HOA management company, they will likely already have attorneys at their disposal. If not, they might have established relationships with third-party law firms. Your HOA can then seek a recommendation.

You can also check out your local chapter of the Community Associations Institute (CAI). They may have a list of attorneys who practice or specialize in community association law. Beyond that, you can do a quick search online or ask friends and family for recommendations.

 

The Benefits Are Clear

An HOA attorney performs a wide range of responsibilities. Unless you have an experienced lawyer on your board, it is best to seek professional help when it comes to legal matters. You can either hire an HOA management company with an in-house legal team or hire an attorney from a firm or independently. Either way, an attorney will most certainly add value to your community.

Condo Manager provides automated HOA management solutions to homeowners associations and condominiums. We also have software designed specifically for HOA management companies. Call us today at 800-626-1267 or contact us online to schedule a free demo!

 

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Know Your HOA Pet Policy To Avoid Issues

Homeowners associations are known for imposing strict rules that preserve the character of the community. And, in between architectural guidelines and maintenance obligations, one of the most popular is an HOA pet policy.

 

What Is an HOA Pet Policy?

A pet policy is exactly what it sounds like — it is a policy that regulates pets in HOA or condo communities. Generally speaking, homeowners associations do have the ability to enforce pet restrictions and even prohibit pets altogether, provided their governing documents permit.

However, it is important to keep in mind that some state laws may supersede the community’s rules. For instance, California Civil Code § 4715 states that no HOA can prohibit owners from keeping at least one pet. And this applies to all governing documents that are created or amended on or after January 1, 2001.

But, why are pets not allowed in some condominiums and HOAs? There are a few possible reasons:

  • Prevent noise complaints from neighbors
  • Avoid problems with cleanliness in common areas
  • Prevent pests from taking over the community
  • Avoid unsavory smells
  • Maintain safety in the community

 

Most Common HOA Pet Restrictions

While there are some communities that ban pets completely, many simply enforce restrictions. Some of the most common HOA pet policies include the following:

 

homeowners association pet restrictions1. Number of Pets

Many associations only allow homeowners to keep up to a certain number of pets. This gives the HOA more control over the pet population in the community. More often than not, this rule exists in conjunction with other rules on this list.

 

2. Types of Pets

When it comes to homeowners association pet restrictions, a popular one has to do with the type of pets. Many communities strictly regulate the types of pets owners can keep. Typically, only domesticated animals such as dogs, cats, birds, and fish are permitted. But, there are some that allow other types as well.

 

3. Breeds of Pets

Beyond simply regulating the types of pets owners can have, associations often take it one step further. An association that allows dogs, for instance, might only allow certain breeds. Associations usually don’t let owners keep dog breeds that are considered “aggressive,” though there is some debate surrounding this issue.

 

hoa dog rules 4. Registration Required

Homeowners associations will sometimes require members to register their pets with the HOA. Maintaining a registry allows the association to monitor the number of pets in the community and keep track of who owns which pet. Additionally, an association might mandate owners to keep up with all the vaccinations that their pets are required to get.

 

5. Waste Cleanup

Cleanliness is a top concern when it comes to pets in HOA communities. After all, no one wants to live in a neighborhood where pet waste litters the streets. As such, it is common for associations to require owners to pick up after their pets.

 

6. Leashes and Cages

Some pets can put the safety of residents at risk. Due to this, many associations require owners to keep their pets leashed or caged when outside of the house as part of their HOA dog rules. Oftentimes, associations also don’t allow pets in common amenities such as clubhouses, pools, and fitness centers.

 

Unusual Pets: Goats and Chickens

hoa pet policyDogs, cats, birds, and fish are the most common pets that owners keep. But, there are also homeowners who wish to keep goats or chickens in their backyards. This poses a dilemma for a lot of HOA communities.

First of all, if the association restricts the types of pets owners can have, then this is a moot point. If chickens and goats are not part of the list of permitted pets, then owners can’t keep them. Of course, owners can certainly ask the board to reconsider, though there is no guarantee.

Goats have become more favored in some communities. This is because goats can help with landscaping maintenance. Goats naturally control vegetation in lawns and yards. They are also a more environmentally-friendly solution compared to machines and chemicals.

Chickens have also grown in popularity over recent years. They are a good source of fresh eggs, are pretty low maintenance, and don’t cost much to look after. Owners, though, have to keep them in coops.

But, goats and chickens also have their downsides. Their droppings can be very smelly, they tend to make a lot of noise, and they can attract wildlife. Other than that, there is always the possibility that they will escape and run amok in the neighborhood.

When it comes to these unconventional pets, associations should consider the pros and cons carefully. It really boils down to the nature of the association and deciding on what’s best for the community. Keep in mind that just because local ordinances allow owners to keep goats or chickens doesn’t automatically mean they supersede the association’s rules.

 

HOA Pet Policy: Establishing Owner Liability

When owners violate the HOA pet policy, they should face some sort of penalty. Depending on state laws and the HOA’s governing documents, an association may be able to charge a fine for every violation. These fines can even add up for each day the violation remains unresolved.

Apart from putting an enforcement system in place, though, associations should also establish owner liability. This is a fundamental rule that HOAs should have if it allows pets in the community. Such a policy basically states that pet owners are accountable for the actions of any pets they keep in their house or unit. Owners must indemnify the association for any damage, injury, or loss resulting from or caused by their pets.

Establishing a liability policy helps protect the association from legal issues. This, in turn, will reduce the likelihood of the association getting involved in reputation-damaging lawsuits. It can also save the association money on costly legal proceedings.

 

Service Animals in HOA Communities

 | hoa pet restrictionsThe Fair Housing Act and Americans With Disabilities Act provide certain protections for persons with disabilities who require service or assistance animals. Homeowners associations should, therefore, make reasonable accommodations. If an HOA has a no-pets policy, that policy generally does not apply to service animals or assistance animals. Associations also can’t restrict the breed, weight, or size of the animal. Moreover, such animals typically can occupy or enter all areas of the property.

That being said, owners are still responsible for the behaviors or actions of their service or assistance animals. If the animal poses a direct threat to the safety or health of other residents, and no other reasonable accommodation can fix it, then the HOA may refuse the animal. However, it is best to tackle such issues on a case-to-case basis.

 

Avoiding Pet Problems in the HOA

It may seem unfair, but most homeowners associations do have the authority to regulate or even outright prohibit pets. To avoid penalties and problems with the association, homeowners should make it a point to review the HOA pet policy in their community. Boards, in turn, should educate homeowners and keep them up-to-date on any changes to the policy.

Condo Manager has the answer to all your HOA management needs. Our HOA management software comes with all the features necessary to ensure the smooth operation of your community. Call us today at (800) 626-1267 or contact us online for a free demo!

 

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5 Thanksgiving Dessert Recipes To Satisfy The Sweet Tooth

Dessert is the best part of any meal. If you want to wow your guests this holiday, here are the most delectable Thanksgiving dessert recipes.

 

Mouthwatering Thanksgiving Dessert Recipes for the Holiday

Eating something sweet is the best way to end a savory dinner. But, what is a good dessert to top off a Thanksgiving meal? Below, you will find the tastiest Thanksgiving dessert recipes to try this holiday.

 

1. Pecan Pie Brownies

Ingredients:

  • 2 1/2 cup whole or chopped pecans
  • 1 (18 oz) box brownie mix
  • 2 large eggs
  • 3/4 cup packed brown sugar
  • 1/3 cup maple syrup
  • 4 tbsp butter, melted
  • 2 tsp pure vanilla extract
  • 1/2 tsp Kosher salt
  • Cooking spray

 

Directions:

  1. Preheat the oven to 350°F. Spray a baking pan (9×13 inches) with cooking spray before lining it with parchment paper. Grease the parchment with cooking spray as well.
  2. Prepare brownie batter according to the instructions on the box. Pour the batter into the baking pan. Bake according to the instructions or until a toothpick comes out clean. Don’t turn the oven off.
  3. Whisk together melted butter, brown sugar, vanilla, maple syrup, and salt in a separate bowl. Add eggs and whisk until combined. Fold in pecans until well-coated.
  4. Top baked brownies with the pecan butter mixture in an even layer. Place back in the oven to bake for about 20 minutes or until the top layer has set.
  5. Remove from the oven and allow to cool completely. Slice into desired sizes and serve.

 

2. Pumpkin Pie Cupcakes

Pumpkin Pie CupcakesLooking for Thanksgiving recipes for desserts? Here’s one that combines two desserts into one.

Ingredients:

  • For the cupcakes:
    • 1 (15 oz) can pure pumpkin puree
    • 1 3/4 cups cake flour
    • 2 large eggs
    • 1 cup granulated sugar
    • 2 tsp pumpkin pie spice
    • 1 1/2 sticks (12 tbsp) unsalted butter, melted
    • 1/4 cup milk
    • 2 tsp pure vanilla extract
    • 1 1/2 tsp baking powder
    • 1/2 tsp fine salt
    • Cooking spray
  • For the pie crust cutouts:
    • Half a rolled pie crust (store-bought or homemade)
    • 2 tbsp milk
    • Granulated sugar
  • For the filling:
    • 4 oz cream cheese, room temperature
    • 2 cups heavy cream
    • 3/4 cup powdered sugar

 

Directions for the cupcakes:

  1. Preheat the oven to 350°F. Place liners into a cupcake tin and spray with cooking spray.
  2. Whisk together the pumpkin pie spice, baking powder, flour, and salt in a large bowl.
  3. In a separate bowl, whisk together the pumpkin puree, butter, sugar, eggs, vanilla, and milk.
  4. Pour the pumpkin puree mixture into the flour mixture. Fold until just incorporated.
  5. Scoop the cupcake batter into the lined cupcake tray. Bake for 24 to 28 minutes, rotating the pan halfway through the process.
  6. Remove from the oven and allow to cool for a few minutes before transferring to a rack to cool through.
  7. For the pie crust cutouts:
  8. Line a baking sheet with parchment paper.
  9. Cut out 12 shapes from the rolled pie crust and place them on the baking sheet. Brush the tops with milk before sprinkling granulated sugar.
  10. Bake in the oven for 10 to 15 minutes or until golden brown, rotating the baking sheet halfway through to cook evenly.
  11. Remove from the oven and allow to cool completely.

 

Directions for the filling:

  1. In a bowl, beat together the cream cheese and powdered sugar. Pour in 1 cup of the cream and beat until soft peaks form. Pour in the remaining cream and beat until stiff peaks form. Transfer the filling to a pastry bag.

 

Directions for the assembly:

  1. Using a melon baller or teaspoon, scoop out a small portion of the top of each cupcake. Set the scooped-out pieces aside.
  2. Fill each hole with the cream cheese filling just enough before placing the scooped-out piece back on top.
  3. Ice the top of each prepared cupcake using a swirl pattern. If preferred, refrigerate the cupcakes for up to 2 hours.
  4. Top each cupcake with a pie crust cutout before serving.

 

3. Pumpkin Roll

Pumpkin Roll

Ingredients:

  • 2 (3 oz each) packages cream cheese, room temperature
  • 3 large eggs
  • 1 cup pecans, finely chopped
  • 2/3 cup canned pumpkin
  • 1 cup powdered sugar, plus more for sprinkling
  • 3/4 cup all-purpose flour
  • 1 cup granulated sugar
  • 1 stick butter (1/2 cup), room temperature
  • 1/2 tsp vanilla extract
  • 2 tsp ground cinnamon
  • 1 tsp lemon juice
  • 1 tsp ground ginger
  • 1/2 tsp salt
  • 1 tsp baking powder

 

Directions:

  1. Preheat the oven to 350°F. Grease a jelly roll pan (17 1/2 x 12 1/2 inches) and sprinkle flour into the pan.
  2. Sift the flour, ginger, salt, baking powder, and cinnamon.
  3. Beat the eggs, sugar, pumpkin, and lemon juice using a hand or stand mixer.
  4. Add the sifted flour mixture to the egg mixture. Beat until combined.
  5. Pour the batter into the jelly roll pan. Top with chopped pecans.
  6. Bake for about 14 minutes or until a toothpick comes out clean. Remove from the oven and allow it to cool for 5 minutes. Once cool enough, invert the cake onto a wire rack.
  7. Sprinkle powdered sugar on a large tea towel. Gently transfer the cake to the towel. Fold the sides of the towel over the cake and begin to roll the cake in the towel. Place in the refrigerator to cool for 45 minutes.
  8. In a bowl, beat together cream cheese, powdered sugar, butter, and vanilla.
  9. Take the cooled cake from the refrigerator and carefully unroll it. Spread the cream cheese mixture on top before re-rolling the cake carefully.
  10. Dust with powdered sugar before serving.

 

4. Apple Hand Pies

For a twist on the classic apple pie, here’s one of the best Thanksgiving dessert recipes.

Ingredients:

  • For the crust:
    • 3 cups all-purpose flour
    • 1 cup (2 sticks) cold butter, cut into 1/2″ pieces
    • 8 tbsp ice water
    • 3 tbsp granulated sugar
    • 1 tbsp apple cider vinegar
    • 1/2 tsp kosher salt
  • For the filling:
    • 3 large tart apples (about 1 3/4 lb), cored, peeled, and cut into 1/2-inch pieces
    • 1 tbsp butter
    • 1/3 cup granulated sugar
    • 1/4 cup apple butter
    • 2 tbsp fresh lemon juice
    • 1 tbsp cornstarch or 2 tbsp. all-purpose flour
    • 1 tsp pure vanilla extract
    • 1/8 tsp kosher salt
  • For the assembly:
    • 1 large egg
    • All-purpose flour, for rolling
    • Turbinado sugar, for sprinkling
    • 1 tbsp water
    • Pinch of kosher salt
    • Vanilla ice cream, for serving (optional)

 

Directions for the crust:

  1. Whisk together flour, sugar, and salt in a large bowl. Add the butter pieces and mix in with the flour using your hands. Pour vinegar then ice water, working 1 tbsp at a time. Mix together until a rough dough forms. The dough should be moist (but not wet) and a little crumbly in texture.
  2. Lightly flour your work surface. Turn out the rough dough onto the surface and divide into two. Using a rolling pin, carefully flatten each dough ball into disks, avoiding cracking. Cover with plastic wrap and place in the refrigerator for at least 2 hours (up to overnight).

 

Directions for the filling:

  1. Melt butter in a skillet over medium heat. Cook the apples, sugar, apple butter, vanilla, and salt until the apples start to soften.
  2. Whisk together lemon juice and cornstarch in a small bowl. Add to the skillet and stir. Simmer for about 1 minute or until the mixture thickens slightly, making sure to stir every now and then.
  3. Transfer the filling to a separate bowl. Cover and place in the refrigerator for at least 30 minutes (up to overnight).

 

Directions for assembly:

  1. Preheat the oven to 400°F. Line a large baking sheet with parchment paper.
  2. Take out the dough from the refrigerator and let it sit at room temperature for 5 to 10 minutes.
  3. Whisk together egg, water, and salt in a small bowl.
  4. Lightly flour your work surface. Take the dough and roll each one into a 16-inch round disk. Cut out 6-inch circles from each disk.
  5. Place around 1/3 cup of filling onto each circle, making sure to leave at least an inch of border.
  6. Brush the edges with egg wash before folding them over the filling. It should look like a half-moon. Using a fork, seal the edges.
  7. Place the prepared hand pies on the lined baking sheet. Brush the tops with egg wash before cutting slits into each one to allow the steam to escape. Sprinkle the top with sugar and freeze for 20 minutes.
  8. Bake the pies in the oven for 30 to 35 minutes or until the crust is golden. Let cool slightly before serving, ice cream is optional.

 

5. No-Bake Pumpkin Cheesecake

No-Bake Pumpkin CheesecakeThe best dessert recipes for Thanksgiving are the ones that don’t need an oven.

Ingredients:

  • For the crust:
    • 1 1/2 cup finely crushed gingersnaps
    • 5 tbsp butter, melted
    • 2 tbsp granulated sugar
  • For the filling:
    • 1 (15 oz) can pumpkin puree
    • 2 (8 oz) blocks cream cheese, softened
    • 1 cup heavy cream
    • 1 tsp pure vanilla extract
    • 1/2 tsp ground nutmeg
    • 1 cup powdered sugar
    • 1 tsp cinnamon
    • 1/4 tsp kosher salt
  • For the topping:
    • Whipped cream
    • Roughly crushed gingersnaps

 

Directions for the crust:

  1. Mix crushed gingersnaps, melted butter, and sugar in a bowl. It should look like wet sand.
  2. Line an 8-inch springform pan with the crust mixture, patting it down so that it is all in an even layer.

 

Directions for the filling:

  1. In a bowl, beat heavy cream until stiff peaks form.
  2. Beat cream cheese until soft in a separate bowl. Put in pumpkin puree and powdered sugar and beat again until lumps disappear.
  3. Pour in vanilla, cinnamon, nutmeg, and salt. Mix until incorporated. Fold in the whipped cream until just combined.

 

Directions for the assembly:

  1. Pour the batter over the prepared crust. Smooth out the top using an offset spatula.
  2. Place in the refrigerator for at least 4 hours (up to overnight) to set.
  3. Top with whipped cream and crushed gingersnaps before serving.

 

Happy Thanksgiving!

As you can see, there are several Thanksgiving dessert recipes you can put to good use this holiday. Some of them require more work than others, so there’s a dessert for every skill level. Whatever you choose, though, your guests will surely appreciate the tasty treat!

 

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Top 10 Important HOA Rules Every Homeowner Should Know

Living in a homeowners association means following the rules of the community. But, what are these HOA rules anyway?

 

Understanding the Most Common and Important HOA Rules

Homeowners associations have an overall objective of maintaining curb appeal and preserving property values. To do this, associations operate the community, which involves responsibilities such as collecting dues, maintaining common areas, and enforcing rules. Homeowners association rules come in a variety of forms. And while no two communities will have the exact same rules, some rules are more common than others.

As a homeowner, here are the most important HOA rules you should know about.

 

1. Home and Lawn Maintenance Requirements

The HOA is in charge of keeping common areas clean and well-maintained. For their part, homeowners often have an obligation to keep their individual homes and lawns the same way.

Some typical rules regarding home and lawn maintenance include:

  • Home and Lawn Maintenance Requirements | homeowners association rulesHow often you should mow your lawn
  • What types of plants you can grow
  • Whether or not hardscaping is permitted (and what types are allowed)
  • When to remove or prune trees
  • What height fences can be (and what material or color)
  • What types of lawn furniture and sculptures you can display

 

2. Architectural Guidelines

Perhaps one of the more universal HOA rules and regulations involves architectural changes. This is basically a way the HOA can ensure that all homes follow the overall aesthetics of the community. Associations also usually require you to go through an application and approval process should you want to make any changes to your home. Such changes include adding or modifying a deck, repainting your home, repaving your driveway, changing your roof, or even replacing your mailbox.

In addition to the types of changes you can make, these guidelines also usually delve into the details of the project itself. For example, an HOA may require you to hire a licensed and insured contractor, inform all your neighbors of the project, or only allow work during certain hours or days of the week.

 

3. Rental Restrictions

Rentals, particularly short-term rentals, have grown in popularity ever since the rise of apps such as Airbnb and Vrbo. And HOA communities have seen an increase in rental homes, too. As a result, many associations now have rental policies that apply to both short- and long-term rentals. Some even ban them altogether.

But, what kind of rental restrictions could you encounter?

  • Only allowing long-term rentals in the community
  • Only allowing a certain percentage of homes to become rentals
  • Requiring you to have owned your home for a set number of years before renting them out (this discourages large companies from buying up a lot of homes with the intention of renting them out)
  • Placing a limitation on the total number of years you can rent out your home during the length of your ownership
  • Requiring you to submit your tenant’s information and contact details to the HOA
  • Requiring you to shoulder the consequences of any rules your tenant breaks

Keep in mind that not all HOAs can restrict rentals in their community. For instance, Section 718.110(13) of the Florida Condominium Act doesn’t allow amendments to the declaration prohibiting owners from renting their units, changing the rental term duration, or limiting how many times owners can rent their units. Such a prohibition would only apply to owners who buy a unit after the amendment’s effective date or to owners who consent to the amendment.

 

4. Holiday and Lawn Decoration Restrictions

Decoration rules circle back to the goal of HOAs maintaining consistency and uniformity in the neighborhood. These rules often apply to holiday decorations, but they can extend to general decorations (including lawn decorations) as well.

Some examples of these restrictions include:

  • Holiday and Lawn Decoration Restrictions | hoa rules and regulationsWhen you can put up holiday decorations
  • When you should remove holiday decorations
  • What size your holiday decorations can be
  • What types of signs you can post
  • Prohibiting inappropriate, violent, or offensive decor
  • Prohibiting decorations that are too bright or noisy

 

5. Home Occupancy Limits

Home occupancy limits are among the rules for HOA communities. This rule generally tells you how many people can live in a single household, typically depending on the square footage of the home/unit or the number of bedrooms. Additionally, an HOA may also limit the number of guests you can have at any given time or require you to sign in your guests when they visit.

 

6. Trash and Recycling Rules

Trash and recycling rules don’t only benefit the community but also the environment. Popular examples of such rules include regulating what you can throw in the community dumpster, where you can throw your recyclables, and when and where you can take out your trash. Most communities have designated trash pick-up schedules, and leaving your trash out when it’s not scheduled to be picked up can negatively impact curb appeal.

 

7. Parking or Vehicle Rules

Buying into a planned development means abiding by the rules of HOA living. Another common example of such a rule involves parking and vehicles. While these rules can vary, they typically include the following:

  • Parking or Vehicle Rules | hoa rulesHow many vehicles you can park on your property
  • What types of vehicles are permitted and how many (RVs, commercial vehicles, boats, etc.)
  • Requiring you to park in a certain space (i.e. your driveway, in your garage)
  • Prohibiting street parking
  • Operating hours of guest parking lots
  • Speed limits

 

8. Exterior Storage Rules

If you had planned on using your outdoor area as extra storage space, think again. Many HOAs have rules about what you can do with the outside of your home, and that includes whether or not you can place items there. If you have a bike or a kayak, for instance, your HOA might require you to store them in a place where people can’t see them from the street.

Additionally, an HOA may have certain rules about sheds, if it permits them at all. If you wish to construct a shed on your property, you will likely need to get approval from the association. It also has to meet all of the requirements of the HOA for sheds (standing at a certain height, what color it can be, etc.).

 

9. Pet Rules

Homeowners associations can also have rules concerning pets. This HOA rule can vary from place to place, but they usually include the following:

  • The types of pets you can keep (including the breed)
  • How many pets you can have
  • Where you can and can’t walk your pet/s
  • Requiring you to keep your pet/s on a leash or in a cage whenever outside of your home
  • Requiring you to pick up after your pet at all times

 

noise | homeowners association rules10. Noise Rules

It is not unusual to encounter an HOA that has noise rules. These rules are designed to keep the neighborhood peaceful and attractive to both existing residents and potential ones. More specifically, associations will restrict noise during certain hours of the day. This is not surprising considering the fact that even counties and cities have local noise ordinances.

 

The Bottom Line

As you can see, HOA rules can come in different shapes and forms, and these are only the tip of the iceberg. Because rules can vary, it is important that you familiarize yourself with the specific rules in your community to avoid incurring fines.

Condo Manager provides HOA software solutions to homeowners associations, condominiums, and HOA management companies. Call us today at (800) 626-1267 or contact us online for a free demo!

 

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Can Homeowners Be Asked To Remove American Flag In HOA Communities?

If homeowners have been asked to remove the American flag in HOA communities, trouble can follow. For homeowners associations, it is important to act with caution when it comes to flag rules, especially on appropriate holidays.

 

Can the Board Ask to Remove the American Flag in HOA Communities?

There is no denying the importance of military service in the United States. In fact, it is so important that there are specific days dedicated to celebrating those who have served or are currently serving in the United States Armed Forces. Military personnel and veterans have fought and continue to fight for the nation’s freedom. And one of the ways Americans can show their support is to fly the U.S. flag.

Some Americans display the U.S. flag only on certain holidays, such as Veterans Day, Memorial Day, or the Fourth of July. And then there are others who choose to display the flag all 365 days of the year. But, whether it is a Veterans Day flag or a year-round flag, many homeowners get slapped with a violation letter from their HOA. The letter almost always includes an order to remove the display or face a fine for each day the flag remains up.

When this happens, homeowners understandably feel angered or frustrated. Is flying the American flag really something that warrants a fine from the association? Can homeowners associations even prevent residents from displaying Old Glory?

While HOAs generally have the power to enact and enforce rules, these rules must always be consistent with federal and state laws. Outright prohibiting homeowners from flying the American flag would be in breach of the Freedom to Display the American Flag Act of 2005. However, this does not automatically mean HOAs have no authority to ask an owner to remove the flag. It really depends on the variables at play.

 

The Freedom to Display the American Flag Act of 2005

The American Flag Act specifically regulates homeowners associations, condominiums, and cooperatives. According to this Act, HOAs “may not adopt or enforce any policy, or enter into any agreement, that would restrict or prevent an association member from displaying the U.S. flag on residential property within the association with respect to which such member has a separate ownership interest or a right to exclusive possession or use.”

But, the Act also goes on to say that the display of the American flag must be done in a proper manner (consistent with the U.S. Flag Code). Moreover, the Act gives HOAs the ability to enforce reasonable restrictions on the time, place, and manner of display, provided these restrictions are necessary to protect property values.

 

Proper Display of the Flag

If a homeowner wishes to display the American flag, they must do so in a manner consistent with the U.S. Flag Code. While the Flag Code contains several provisions, some of the most important ones include:

  • Display the flag only from sunrise to sunset on buildings and stationary flagstaffs in the open. If an owner wants to display the flag 24 hours a day, they must ensure to properly illuminate the flag in the dark.
  • The flag must never touch anything below it nor touch the ground.
  • Owners must hoist the flag briskly and lower it ceremoniously.
  • The flag must be free of any drawings, markings, or insignia.
  • Owners must take the flag indoors during inclement weather unless they are using an all-weather flag.
  • On Memorial Day, owners should fly the flag at half-mast until noon to honor fallen military veterans. After that, they must raise it to the top of the staff.

It is worth noting that the Flag Code encourages owners to fly the U.S. flag on all days but especially on special days such as:

  • Veterans Day
  • Memorial Day
  • Constitution Day
  • Armed Forces Day
  • Labor Day
  • Flag Day
  • Inauguration Day
  • Thanksgiving Day
  • Christmas Day
  • And more!

 

Reasonable Restrictions Allowed

The Freedom to Display the American Flag Act of 2005 allows HOAs to place reasonable restrictions. Reasonable restrictions are those that help protect the character and interest of the association as well as the property values within the community.

Common restrictions include restricting the height of flag poles, the placement of flag poles, and the architectural style of the flag poles. Many associations also require owners to seek approval from the HOA board or the architectural review committee before displaying the American flag. The general objective of such a process is to make sure that the location and manner of flag placement align with both the community’s guidelines and the U.S. Flag Code.

If the governing documents permit, associations can also charge fines to owners who violate the flag rules of the community. The exact dollar amount of such fines can vary from one association to another. That being said, it is normal for HOAs to fine owners for each day the flag display remains in violation of the rules.

 

Advice for Homeowners Associations

veterans day flagWhen it comes to flag rules, HOA boards should act carefully because there is a lot of room for liability. In fact, several lawsuits have emerged from this very dispute — from Florida and Texas to Ohio and Kansas. And the last thing any HOA wants is to deal with expensive lawsuits. There’s also the backlash that comes with being featured in headline news.

Boards should keep in mind that they cannot prohibit homeowners from flying the U.S. flag. While reasonable restrictions are allowed, it is not easy to come up with rules that follow federal and state laws while simultaneously keeping a tight rein on architectural standards. As such, it is always best to seek the help of a lawyer to draft the community’s flag rules.

Once an HOA has completed its flag rules, it is imperative to communicate these rules to all homeowners. This way, everyone knows what they can and can’t do. It is also a good idea to re-distribute these rules right before patriotic holidays to remind owners and help minimize violations.

 

When In Doubt

Displaying the U.S. flag is one of the simplest yet meaningful ways to show patriotism. Homeowners associations should, therefore, tread cautiously when it comes to enacting and enforcing flag rules. When in doubt, it is best not to ask homeowners to remove the American flag in HOA communities, unless the display is clearly in violation of the Flag Code and the HOA’s lawful flag rules.

 

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A Guide For Homeowners Who Want Architectural Changes In HOA Homes

When homeowners want to make an architectural change in HOAs, they often need to seek approval from the association. But, why is approval even needed? And what is the process for getting approval?

 

Why Approval Is Necessary for Architectural Change in HOAs

The chief objective of a homeowners association is to preserve property values in the community. To do this, associations must fulfill a number of obligations including enforcing architectural rules. These rules exist to maintain a consistent appearance among the homes in the community. This, in turn, boosts curb appeal and keeps property values high.

An HOA’s architectural guidelines are contained within the association’s governing documents, particularly the CC&Rs. Amending the CC&Rs usually requires approval from the membership. But, HOA boards often just need to pass a resolution to amend its operating rules. Thus, boards can add or edit architectural rules provided they don’t contradict the CC&Rs or any laws.

Homeowners associations come in all shapes and forms. As such, architectural guidelines can vary greatly from one to another. That being said, some of the most common examples of architectural guidelines include:

  • What color or shade a home can be painted
  • What materials roofs can be made with
  • How tall fences can be
  • Whether or not additional structures can be built (i.e. sheds, detached garages, decks, chicken coops)

 

Are HOA Architectural Guidelines Legal?

Homeowners associations typically do have the power to enact and enforce architectural guidelines. This power is granted to HOAs either by state laws or the governing documents (or both).

Homeowners in HOA communities have a contractual obligation to follow the rules of the association, including the architectural rules. When homeowners first buy a home in the development, they essentially enter an agreement with the association. Buying a home in the community also usually makes them an automatic member.

Because one may not like the rules in an HOA, it is important for buyers to first review the association’s governing documents prior to purchasing a home. Buyers can request these documents from the seller or the seller’s agent. If a buyer dislikes the rules, they can choose to back out of the sale.

 

HOA Architectural Committee Responsibilities

The HOA board is normally in charge of rule enforcement. Sometimes, though, boards will form a separate committee specifically to enforce the architectural standards of the HOA. The Architectural Control Committee is essentially responsible for overseeing any architectural change in HOA homes.

The exact scope of this committee can change depending on the association. But, they generally include the following duties:

hoa architectural guidelines

  • Manage the architectural application process
  • Approve or deny architectural change applications (or recommend decisions to the board)
  • Inspect the community for any breaches in the guidelines
  • Enforce the architectural rules of the association in a consistent and fair manner
  • Continuously review the architectural standards of the HOA and make recommendations on any adequate changes
  • Educate homeowners about the architectural guidelines
  • Always put the community’s best interests first in all things

Application and Approval Process for HOA Architectural Changes

As part of the association’s architectural guidelines, homeowners must usually obtain the approval of the board or architectural committee prior to making any changes. The exact procedure involved will depend on the HOA’s governing documents. But, they generally include these three steps: application submission, review, and decision.

 

1. Submission of Application and Supporting Documents

First, homeowners must complete an application form and submit any supporting documents. This application form should ask for the details of the project, including the materials and design that will be used. It should also contain the information of the contractor. Additionally, homeowners should submit blueprints, photos, or other plans. This will help the board or committee visualize the proposed change.

 

2. Review of the Proposal

The architectural committee is in charge of reviewing all applications to make sure they comply with the HOA’s guidelines. The committee must apply fair and consistent judgment when it comes to this step. Additionally, the committee must review applications in a timely manner. Committees should not delay this process. In some cases, there is even a deadline for making a decision depending on the governing documents.

 

3. Decision on Architectural Change in HOAs

In some associations, the architectural committee is responsible for approving or denying applications. Other times, the committee simply recommends a decision to the board, with the board making the ultimate call. A board’s decision is typically final unless it is in any way unfair, unreasonable, or arbitrary.

Whatever the decision may be, it is best to do it in writing. Furthermore, boards should also include an explanation if the application is rejected. If a homeowner’s request is denied, they can usually appeal within a set timeframe, though it depends on the governing documents.

 

What Happens When Homeowners Violate the Architectural Guidelines?

Where there are rules, there are rulebreakers. Whether intentionally or otherwise, there are always going to be homeowners who violate the architectural guidelines. But, what consequences are in store for those who break these rules?

fine | architectural controlOnce a violation has occurred, the association’s response typically begins with written notice. This notice of violation will contain the details of the infraction. Normally, homeowners will have the opportunity to correct the violation without further consequence, especially if it is their first violation. However, depending on state laws and the governing documents, some HOAs do proceed with a monetary fine.

In many states, homeowners do have a right to a disciplinary hearing. That means they have a chance to appear before the board and explain their side of the story prior to the disciplinary action. In California, associations are legally required to hold such hearings. There are also notice requirements involved, so boards should make sure to review their state laws and governing documents to avoid legal liability.

At the hearing, homeowners can appeal the fine or any other disciplinary action (such as suspension of privileges). Afterward, the board will make a decision and provide written notice of the said decision to the homeowner.

For architectural violations, homeowners will usually need to remedy the violation to comply with the association’s standards. If an architectural change happens without the board or committee’s approval, homeowners will have to reverse the change at their own expense. Should they wish to restart the project again, they will need to seek approval first.

 

From Here on Out

Homeowners should familiarize themselves with the rules on architectural change in HOAs. In doing so, they can make sure they follow the guidelines set forth and avoid wasting time and money. Similarly, boards and committees should always act in good faith and enforce the rules in a consistent manner.

Keeping track of architectural change applications and violations can come as a challenge. Streamline your process with Condo Manager’s HOA management software. Get in touch with us today at (800) 626-1267 or contact us online for a free demo.

 

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HOA Audit: What Can It Say About Your HOA’s Financial Health?

An HOA audit is an instrument that can help you measure the financial health of your association. Unfortunately, not all associations take audits seriously — and therein lies the problem.

 

What Is the Purpose of an HOA Audit?

A homeowners association audit is a comprehensive inspection of an HOA’s financial accounts and reports conducted by a third-party professional. The goal of an audit is to objectively evaluate the association’s finances and assess its financial health. An audit is necessary because it provides assurance that an HOA’s financial statements and reports are complete and accurate.

When an HOA skips an audit, it runs the risk of financial mismanagement. Everything is connected to the audit — from budgeting and spending to accounting and fraud prevention. An audit can also identify minor issues before they worsen. Thus, it is important to include it in your HOA annual checklist.

 

HOA Audits vs Financial Review: What’s the Difference?

hoa annual auditWhile they may sound like they offer the same things, a financial review and an audit are two different things. A financial review examines the financial records of an association and provides a report that the board can use to make short-term financial decisions.

In comparison, an audit is an extensive inspection of the association’s finances. It involves an in-depth analysis of the financial records, reports, and statements of the HOA, making sure to verify them for accuracy and completeness.

Instead of just examining documents at the surface level, a Certified Public Accountant (CPA) will contact creditors and debtors to confirm the association’s payables and receivables. The CPA will also compare the association’s financial reports with all of its records, including invoices, ledgers, and receipts.

Audits are comprehensive, so associations should prepare the following records and documents for the CPA to review:

  • Financial reports and statements (including the balance sheet, the income statement, the general ledger, etc.)
  • Operating budgets
  • Invoices and bills
  • Receipts
  • Bank statements and records
  • Reserves and reserve schedule
  • Contracts
  • Investments
  • Minutes of board meetings
  • Engineering studies
  • Insurance policies
  • 1099s

Due to the nature of audits, they are understandably more expensive than a financial review. However, compiling and organizing your documents ahead of the audit itself can minimize costs. Additionally, it is a good idea that board members make themselves available when an audit is taking place. This is so any questions or concerns that the CPA has can be addressed immediately.

 

HOA Audit Requirements

Do all homeowners associations require audits? How often should an HOA be audited? These are some of the most common questions people ask when it comes to HOA audits. The answer, though, is not so universal.

Some states have laws that require HOAs and condominiums to perform audits. Others only require a financial review. For instance, California Civil Code § 5305 stipulates that an association shall prepare a review of the financial statements according to the Generally Accepted Accounting Principles (GAAP) for any fiscal year where the HOA’s gross income is over $75,000. The law also states that a licensee of the California Board of Accountancy must conduct it.

Apart from state law, HOA boards should also refer to their governing documents. The bylaws or CC&Rs will likely contain the audit requirements that the HOA must follow. This includes what kind of examination is necessary (financial review or audit) and the frequency of the examination.

Even if no such requirement exists for your association, it is best to have an audit performed at least once every year. An HOA annual audit can ensure the health and accuracy of your finances.

 

Should You Get an HOA Financial Audit?

When the law or your governing documents don’t require an audit, it is easy to just dismiss it. But, there are plenty of other reasons to do an audit.

 

1. Keep Large Assets in Check

Whether you have a large HOA or a small one, an audit can help you keep your finances in order. But, given the cost of an audit, smaller associations may not be able to justify the expense every year. In that case, a small community with fewer assets may only need to perform an audit every few years, opting for a financial review annually instead.

On the other hand, larger communities typically have more assets to manage. More assets mean more room for accounting errors. Thus, for such associations, an annual audit is likely the wiser decision.

 

2. Promote Transparency

Whether it’s in a corporate setting or an HOA setting, transparency is absolutely essential. After all, homeowners have a right to know where their fees are going. Audits can help promote transparency in the association. It assures homeowners that the HOA is spending money wisely and that there are no discrepancies in its financial operations. Additionally, in many cases, homeowners can call for an audit to take place.

 

3. Facilitate a Smooth Transition

If an HOA is switching from one management company to another, an audit can help with the transition. New management can get a feel of the association’s current financial standing as well as how the previous company did things. The results of the audit can also inform the plans and decisions of the new company in charge.

 

How Much Does an HOA Audit Cost?

hoa annual checklistOn average, audits can cost anywhere between $4,000 to $6,000. Given the complexity of a financial audit, though, such a price is understandable. Audits are time-consuming and labor-intensive, but their results are well worth the investment.

Alternatively, for associations that only need to conduct financial reviews, the cost expectation is lower. On average, a financial review can cost somewhere between $1,500 to $2,000.

Financial audits and reviews don’t come cheap, but they are often necessary. As such, associations should budget for them early in the year to make sure it has the means to meet the requirement.

 

Beneficial for All Parties Involved

Clearly, an HOA audit poses several benefits not only for the association itself but also for the members living in the community. With an audit, members are made aware of the association’s financial health. This not only gives them assurance but also ensures transparency, thereby strengthening the trust between the homeowners and the board. On the side of management, an audit will help board members make well-informed and smarter financial decisions.

To make sure you have a smooth audit process, you need to prepare all of your records and documents ahead of time. Keep them all in one place with the help of Condo Manager. Call us today at (800) 626-1267 or get in touch with us online for more information.

 

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7 Columbus Day Recipes For A Great Holiday Meal

Columbus Day is a good time to relax and indulge in hearty meals. Whether you want to cook for a group or just yourself, these Columbus Day recipes will surely leave you wanting more.

 

Awesome Columbus Day Recipes to Try This Holiday

Columbus Day does not get the same amount of attention as other federal holidays. While most restaurants remain open during this day, it is still a great time to practice your cooking skills and enjoy home-cooked meals. Here are some delicious Columbus Day recipes you can try over the three-day weekend.

 

1. Buttermilk Cornbread

Ingredients:

  • 2 cups buttermilk
  • 2 cups self-rising corn meal mix or white corn meal
  • 1/2 cup flour
  • 6 tbsp shortening or lard (plus an additional tbsp for greasing the pan)
  • 1 tsp salt

Instructions:

  1. Preheat the oven to 425°F and place a 12-inch cast iron skillet inside.
  2. Heat the lard or shortening in a small pan over medium heat, removing when melted.
  3. In a separate bowl, combine the buttermilk and salt. Mix in the flour and corn meal in batches, alternating between each one.
  4. Pour the melted lard or shortening into the batter, combining until smooth.
  5. Remove the heated cast iron skillet from the oven and grease it with the remaining lard up to the sides. Place it back into the oven to melt.
  6. Remove the skillet once again and pour in the batter. Bake for 30 to 40 minutes until golden brown and a toothpick comes out clean.
  7. Cut the cornbread into pieces before serving with butter (optional).

 

2. Bruschetta

If you’re looking for some Columbus Day Italian recipes, bruschetta is an easy one to prepare.

Ingredients:

columbus day italian recipes

  • 1 french baguette
  • 1 large tomato, largely grated
  • 2 tbsp black truffle oil
  • 1 black truffle, shaved into thin slices
  • 1 garlic clove, finely grated
  • Truffle salt
  • Pepper to taste

Directions:

  1. Slice the baguette at a diagonal angle into 1/2-inch slices. Let them toast in the oven.
  2. In a bowl, combine the tomato, garlic, truffle oil, truffle salt, and pepper.
  3. Remove the toasted bread from the oven and spread the tomato mix over the top. Garnish with shaved truffle and serve.

 

3. Frittata

Ingredients:

  • italian recipes for columbus day1 cup mozzarella cheese, shredded
  • 1/2 cup salami, diced
  • 1/2 cup cherry tomatoes, chopped
  • 1 can mushroom, sliced and drained
  • 1/2 cup artichoke hearts, chopped and drained
  • 6 eggs
  • 1/3 cup milk
  • 1/3 cup parmesan cheese, grated
  • 1 garlic clove, minced
  • 1 tsp dried basil
  • 2 green onions, chopped
  • 1 tsp onion powder
  • 1 tsp salt
  • Black pepper to taste

Directions:

  1. Preheat the oven to 425°F.
  2. In a skillet, cook the salami, tomatoes, artichokes, and mushrooms over medium heat. Grease a shallow 2-quart baking dish and transfer the cooked salami mixture.
  3. In a bowl, whisk together the milk, eggs, green onions, garlic, onion powder, dried basil, salt, and black pepper. Pour the mixture into the baking dish as well.
  4. Top the dish with mozzarella and parmesan cheese before baking in the oven for 20 minutes or until set.

 

4. Spanish Rice

A lot of people like to prepare Spanish recipes for Columbus Day. Here’s one that’s both easy and delicious.

Ingredients:

  • 2 cups chicken broth
  • 1 1/2 cups uncooked white rice
  • 1 cup chunky salsa
  • 2 tbsp onion, chopped
  • 2 tbsp oil

Directions:

  • In a large skillet, heat the oil over medium heat. Add the onion and cook until soft.
  • Pour the white rice into the skillet and stir frequently. Once the rice starts to brown, pour in the chicken broth and salsa.
  • Switch to low heat and simmer the rice, making sure to cover the skillet. Allow it to cook until the rice absorbs the liquid, about 20 minutes.

 

5. Pumpkin Gnocchi

Italian recipes for Columbus Day are quite popular, and gnocchi is a classic Italian dish. Instead of using the classic potato, this one swaps it out for pumpkin — perfect for the fall season.

Ingredients:

  • spanish recipes for columbus day1 1/2 cups pumpkin, cubed
  • 1 1/2 cups all-purpose flour, plus 1/3 cup for kneading
  • 1/3 cup Grana Padano cheese, finely grated
  • 1/4 cup sage leaves
  • 1 egg yolk
  • 5 tbsp butter
  • 1 tbsp extra virgin olive oil
  • 2 tsp salt
  • 1/4 tsp nutmeg
  • Salt and pepper to taste

Directions:

  1. Preheat the oven to 350°F.
  2. Combine the pumpkin with olive oil, salt, and pepper in a bowl, making sure the pumpkin is coated. Place the pumpkin cubes on a baking sheet. Bake for 15 to 20 minutes, until the pumpkin takes on a golden brown color and is tender.
  3. After baking, remove the pumpkin from the oven and allow it to cool until warm. Then, transfer it to a food processor and puree.
  4. Combine the pumpkin puree with the cheese, egg yolk, and nutmeg in a bowl. Slowly pour in the flour and mix until it forms a dough.
  5. Flour the surface and knead the dough until soft. Cut it into equal pieces and roll each one into ropes about 1/2-inch thick.
  6. Cup each rope further into small pillow-like pieces about 1/2-inch wide. Shape each piece into the classic gnocchi shape using a fork dipped in flour.
  7. Boil a pot of salted water and add the gnocchi a few pieces at a time. Stir the pot every now and then to make sure they don’t stick together.
  8. Wait for the gnocchi to float and rise to the surface. When that happens, allow it to cook for another 30 seconds before removing it with a slotted spoon.
  9. Melt butter in a large saucepan before adding sage leaves. Let this cook for about 30 seconds or until fragrant. Toss in the gnocchi until well-coated.
  10. Grate some cheese on top before serving.

 

6. Scallop Risotto

Scallop risotto may seem like a lot of work, but it’s actually easier than you think. Indulge in this delicious Columbus Day recipe this coming holiday.

Ingredients:

  • columbus day recipes2 cups Arborio rice
  • 1/2 onion, chopped
  • 1/2 cup truffle cheese, grated
  • 4 cups chicken stock
  • 1/2 cup Parmigiano Reggiano cheese, grated
  • 2 tbsp truffle butter
  • 1 cup heavy cream
  • Truffle oil
  • Truffle salt
  • 20 scallops
  • 2 tbsp olive oil
  • Fresh black truffle, grated (for garnish)

Directions:

  1. Heat a pan over medium heat and add in the butter until melted. Saute the onions in the melted butter until tender.
  2. Add the Arborio rice and stir in with the onions, cooking for about 2 minutes.
  3. Pour in the chicken stock and heavy cream. Cook and stir using a wooden spoon until it begins thickening.
  4. Turn off the heat and add in the butter and grated truffle cheese. Allow it to incorporate before adding in truffle oil.
  5. Add in the Parmigiano Reggiano cheese and fresh truffle as the risotto finishes cooking.
  6. In a separate pan, heat the olive oil over medium heat. Cook the scallops in the pan, making sure to space them out about 1 inch apart. Allow the scallops to cook for about 1-2 minutes on each side.
  7. Transfer the cooked risotto to a place and drizzle truffle oil on top. Add in a few of the scallops and garnish with shaved black truffle before serving.

7. Panna Cotta

No meal is complete without dessert. As one of the easiest Columbus Day dessert recipes, this panna cotta will surely satisfy your taste buds.

Ingredients:

recipes for columbus day

  • 8 ounces raspberries, fresh or frozen, plus another 6 ounces for garnish
  • 8 ounces raspberry preserves or raspberry jam
  • 7 ounces white chocolate, chopped
  • 2 1/2 cups heavy cream
  • 3/4 cup white sugar
  • 1/4 cup water
  • 2 tsp powdered gelatin, unflavored
  • Fresh mint

Directions:

  1. Puree 8 ounces of raspberries. Combine the puree with the jam or preserves. Divide the puree mixture into two.
  2. At the bottom of six small glasses, spread the first half of the puree mixture. Place the glasses in the fridge while you work on the other part of the recipe.
  3. Combine the powdered gelatin with water in a bowl. Set aside.
  4. Place the white chocolate in a separate bowl. Pour the heavy cream into a saucepan and heat it until it just begins to boil. Then, pour it over the white chocolate. Mix until the chocolate melts completely.
  5. Add in the gelatin and sugar, combining well. Allow the mixture to cool down until it becomes thick and creamy.
  6. Take out the glasses from the fridge and slowly pour the white chocolate mixture over each one. This will create a layer of white chocolate on top of the raspberry puree layer. Place the glasses back in the fridge to let the panna cotta firm up.
  7. Once firm, take the other half of the raspberry puree and distribute it among the glasses. This will create three layers, with the white chocolate sandwiched between the raspberry puree layers. Refrigerate once more.
  8. Remove the panna cotta from the fridge once firm. Garnish with the extra raspberries and mint leaves before serving.

 

A Recipe for Everyone

As you can see, there are a number of Columbus Day recipes you can try this coming holiday. And while some of them require time and work, others are simple enough to not mess up even on your first try.

 

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What Every Homeowner Should Know About HOA Taxes

The subject of HOA taxes can be a source of frustration for many homeowners associations. But, do HOAs have to pay federal and state income taxes at all?

 

HOA Taxes: Understanding Federal and State Requirements

A majority of homeowners associations are incorporated as nonprofits in their state. But, just because an HOA is organized as a nonprofit does not mean it is automatically exempt from paying taxes or filing tax returns. At the federal level, all homeowners associations do need to pay taxes and file their tax returns. The only exception to this is if the association is recognized by the Internal Revenue Service as an exempt organization under 501(c)(4). But, qualifying for that exemption is rare for an HOA.

To file homeowners association taxes at the federal level, it is necessary to complete and submit either Form 1120 or Form 1120-H. Most associations prefer filing Form 1120-H because it is simpler and provides certain tax benefits. Either way, though, board members should hire a Certified Public Accountant (CPA) to help them fill out the form and gather all supporting documentation.

But, what about state income taxes? Do homeowners associations have to pay taxes to their state government? More often than not, the answer is yes. However, there are some exceptions. A handful of states don’t collect income tax from corporations, which homeowners associations typically fall under.

Additionally, every state may have its own set of requirements and deadlines for filing a state HOA tax return. States also usually have different forms to complete and varying rules when it comes to filing extensions. As such, it is best to seek the help of a CPA to help with your state tax filing process.

 

Are HOAs Exempt from Taxes?

are hoas exempt from taxes

Homeowners associations are generally NOT exempt from income tax. But, there are a few states that don’t collect income tax from corporations. These are Nevada, Ohio, South Dakota, Texas, Washington, and Wyoming. Although Alaska and Florida do not have state individual income tax, they do collect corporate income tax. Regardless of state income tax laws, though, associations still generally need to pay and file federal income tax returns unless otherwise exempted.

 

Nevada

Nevada does not collect corporate income tax, but it does tax organizations that employ workers. As such, if an HOA reports gross wages to the Nevada Employment Security Division (NESD), it must pay the state’s modified business tax. Moreover, the HOA must file a return for the modified business tax with the Department of Taxation. Corporations automatically receive modified business tax returns from the NESD after registering with the Department of Taxation. There is also an option to download the forms through the department’s website.

 

Ohio

Ohio also does not collect corporate income tax. However, it does collect a commercial activity tax (CAT) as well as a sales & use tax. Homeowners associations generally don’t have to pay CAT. but, if an HOA is involved in selling goods, it will need to file a sales & use tax return with the state. Additionally, homeowners associations don’t need to pay a state franchise tax if it solely consists of residential properties.

 

South Dakota

South Dakota is another state that does not have a corporate income tax. This means that homeowners associations don’t need to pay or file their income tax with the state. It is worth noting, though, that HOAs still need to pay and file their federal tax returns.

 

Texas

Texas does not have a corporate income tax. Therefore, homeowners associations are not required to pay or file a corporate income tax return with the Lone Star State. That being said, homeowners associations are still required to pay and file their federal tax returns. Texas also has a gross receipts tax that associations must pay.

 

Washington

The state of Washington does not collect personal or corporate income taxes. As such, homeowners associations need not pay or file state income tax returns. However, HOAs are still required to pay a gross receipts tax (business and occupation tax).

 

Wyoming

Wyoming also does not collect personal or corporate income taxes. This means corporations like homeowners associations don’t have to pay or file state income tax returns. Still, they do need to pay and file federal income tax returns.

 

For Homeowners: Are HOA Fees Tax Deductible?

Tax season is often a pain point for homeowners. Not only does it mark another expense to deduct from their household budget, but filing tax returns can also bring headaches. It is not always easy to understand how taxes work, and figuring out which expenses are deductible only adds to the frustration. One thing that a lot of homeowners want to know, though, is whether or not they can deduct HOA fees from their personal taxes.

hoa tax returnIn general, HOA fees are not tax-deductible. But, there are some instances where owners can deduct them, such as:

  • If an owner uses their home or condo as a rental property (if the owner rents out only a portion of the property, they can deduct a percentage of their HOA fees)
  • If an owner uses their home or condo as a business (they can’t deduct the entire amount but only a portion of it)

For owners who only rent out their homes for a few months out of the year, fees are deductible for the months when the home functions as a rental property. The second circumstance can also apply if an owner uses only a part of their home for their business (such as a home office). Keep in mind, though, that these only pertain to regular HOA dues. Owners typically can’t deduct special assessments.

 

Getting Help

Dealing with HOA taxes is rarely a walk in the park. For a lot of HOA boards, it is the one time of the year they wish wouldn’t come. But, tax season does not have to bring dread. Hiring the right professionals can significantly ease the process.

In addition to taxes, board members also have to manage other aspects of the association. Simplify and automate your job with Condo Manager. Call us today at (800) 626-1267 or contact us online to request a free demo.

 

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